Insurance
Eye exams and treatment with private health insurance
Dr. Murat Ün’s practice is contracted with the Turkish private health insurers Allianz, Anadolu Sigorta, Sencard, Türkiye Sigorta, MAPFRE, Medisa and AXA. We check your policy coverage with you before your appointment.
01 / Contracted insurers
We are contracted with seven Turkish private health insurers
The list is in order of priority. If your insurer is not listed, share your policy details and we will look at reimbursement options together.
- 01
Allianz SigortaContracted - 02
Anadolu SigortaContracted - 03
SencardContracted - 04
Türkiye SigortaContracted - 05
MAPFRE SigortaContracted - 06
Medisa SigortaContracted - 07
AXA SigortaContracted - Insurer not on the list?Share your policy details and we will look at reimbursement options together.Ask on WhatsApp
- 1
Share your details
Message or call us with your insurance company and your policy/card details.
- 2
We confirm coverage
Before your appointment we check your policy coverage, and any co-payment, for the examination and planned procedure.
- 3
Pre-authorization
Pre-authorization (provizyon) is obtained on the day of the examination or procedure; if an item is not covered, you are told in advance.
02 / Coverage
Which procedures are covered?
Coverage depends on your policy type (outpatient or inpatient), your coverage limits and your insurance company’s pre-authorization (provision) approval.
- Exams and tests: Usually considered under policies that include outpatient coverage.
- Cataract and retina treatments: Medically necessary procedures are assessed according to your policy terms.
- Laser and smart lenses (refractive): Procedures done to correct your glasses prescription may be excluded under many policies.
The final answer comes with the pre-authorization result; if any item is not covered, you will be told before the procedure.
Which private health insurers are you contracted with?
We are contracted with Allianz Sigorta, Anadolu Sigorta, Sencard, Türkiye Sigorta, MAPFRE Sigorta, Medisa Sigorta, AXA Sigorta.
How can I find out what my policy covers?
Just share your insurance company and your policy/card details by WhatsApp or phone. Before your appointment we check the coverage, and any co-payment, for the examination and planned procedure.
Are cataract, smart lens or laser treatments covered by insurance?
Coverage depends on your policy type (outpatient or inpatient), your limits and the insurer’s pre-authorization. Procedures that correct your prescription (refractive procedures) may be excluded by many policies; medically necessary procedures such as cataract surgery are assessed under the policy terms. The final answer comes with the pre-authorization.
What is pre-authorization (provizyon)?
Pre-authorization (provizyon) is the insurer’s payment approval for the planned examination or procedure. It is obtained at the practice on the day of the examination or procedure.
What if my insurer is not on the list?
Share your policy details. Some policies reimburse out-of-network doctor fees against an invoice; we look at the options together according to your policy terms.
Is complementary health insurance valid?
Complementary health insurance (tamamlayıcı sağlık sigortası) usually applies at institutions contracted with SGK, the Turkish social security system, and conditions may differ for private practices. Share your policy and we will check it for you.
